Life Insurance Quotes Available from Aetna

Life insurance quotes are available from Aetna, and not only that, but they’re now selling health plans for individuals and their families throughout the state of West Virginia. The new Aetna Advantage Plans for Individuals and Families will be effective February 1, and consumers will be able to purchase health insurance directly from Aetna or through independent insurance agents or brokers. Individuals may choose from among nine life insurance medical plans, including PPO-style plans; high-deductible health plans compatible with health savings accounts; preventive and hospital plans that combine coverage for preventive care with catastrophic coverage for services like inpatient hospital care and outpatient surgery; and an optional dental PPO plan. Each Aetna Advantage Plan is also available on a child-only basis, so that parents can obtain health coverage for their children, even if no other family members enroll in the plan.

The guidebook is "Dignity for Life: Facts That Can Protect Your Assets & Quality of Life." It states that Alzheimer's Disease and other forms of dementia account for over 30% of long term life insurance claim dollars, significantly higher than for circulatory disease, Parkinson's, stroke, or broken bones due to osteoporosis. The book recommends simple screenings that can detect dementia at its earliest and most treatable stages. "Dignity for Life sells for $8.95 on Amazon.com, but we're giving it away free," says Truesdell.

"More than 270,000 people in West Virginia are uninsured – that’s 15 percent of West Virginia’s population," said Eric Cormier, Mid-Atlantic Region general manager for Aetna’s Consumer Segment. "Aetna is committed to helping uninsured and under-served residents find high-quality, affordable health care options. In fact, 35 percent of the Aetna Advantage Plans that we sell are to individuals who were previously uninsured" Which is why they’re offering new life insurance plans as well as free quotes. With these plans, members will have access to life insurance throughout the state.

Aetna currently has more than 4,000 health care providers in its network in West Virginia, as well as nearly 500 participating pharmacies. Individuals purchasing health insurance on their own have a wide range of needs and preferences, which is why Aetna offers a variety of health plans to and life insurance quotes to accommodate individuals' different life circumstances. "People's changing priorities determine the type of health care coverage they need," Cormier said. "We designed the Aetna Advantage Plans to address the unique needs that arise during particular stages in life, such as graduating from college, getting married, raising a family, becoming a sole proprietor of a business, being between jobs or retiring early."

Individuals can log on to Aetna’s website, choose the life insurance plans that best fit their current health care needs, receive price quotes and apply online, Cormier added. Aside from offering affordable, comprehensive health coverage for a broad array of health care services, Aetna also provides members with online information tools to help them make informed health care decisions and lead healthy lifestyles, including Aetna's CareEngine®-powered Personal Health Record. While many individuals have their various medical records stored away in filing cabinets and shoe boxes, Aetna's Personal Health Record provides one secure, easily accessible online location -- Aetna Navigator®, Aetna's password-protected member website - for the personal health information of members.

"The complete Personal Health Record can be printed and shared directly with physicians and other health care professionals. In addition, members can print a wallet-sized Emergency Information Card that contains important information such as name, date of birth, blood type, emergency contacts, current allergies and medications, and physician and insurance information. In addition to West Virginia, Aetna Advantage Plans are currently being sold directly to consumers or through independent insurance agents and brokers in several different states across the US. Access to life insurance quotes and other information is available round the clock anywhere an Internet connection is available.